Note: Click on any of the headings for a free quote.
At A.O. Wing Agency, we know what it takes to run a good business. We also know that making sure your business is properly covered is just as important as choosing the products or services that your company offers.
As a business owner, you are undoubtedly very busy. Let A.O. Wing help by serving as your advisor while we craft a competitive policy that keeps your business and it's assets protected, so that you can focus on what you do best ... grow your business.
Below you will find a small sampling of the types of commercial coverage we can provide:
Commercial property insurance covers the physical parts of your business. These are things like your building, equipment, furnishings, fixtures, inventory, computers, records, and other valuable items. Property insurance can also help provide income if your business cannot operate for a while after a covered loss.
Commercial liability insurance protects your business if your company is sued for bodily injury or property damage to someone else. EPLI, Cyber Liability Insurance is also offered.
Just like the insurance you have on your own car, commercial auto insurance is there to protect you and your assets. You cannot assume that your personal coverage protects you while working because most personal policies do not cover damage that happens while on company business.
Whether you have one employee or hundreds, most states require that you have workers compensation insurance. This even includes family businesses where you may feel that workers compensation insurance wouldn't be necessary. This insurance protects employees by providing benefits for job-related injuries or illnesses. It also protects you and your company against lawsuits related to employee injuries or illnesses. Every state has different requirements and A.O. Wing agency can help you determine the requirements based on your location.
Even small businesses are occasionally exposed to large lawsuits or catastrophes. The news is filled with court settlements that are far beyond the limits of most business liability insurance. Umbrella insurance takes over when a lawsuit exceeds the limits of your other commercial coverage. This second layer of protection usually starts at levels above $1,000,000 and goes much higher.
A bond is a written promise that an insurance company will protect your assets and back up the promises made by someone else. A O Wing Insurance can provide outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.
Protect your investment. As a landlord, you want insurance that's tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.
For more information or to obtain a free no-obligation quote, please email email@example.com today.
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