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For most, the home is considered your most important possession. Your home is not just the place you live; it represents a huge financial and social investment. The home is the shell for a lifetime of memories, possessions, and loved ones.
Protecting your home means protecting all of these valuables against the unthinkable. You need to be confident that your life's work is not at risk.
Homeowners' policies usually include personal property protection to cover your valuables. Policies vary greatly, and we can help you set the proper limits for personal property loss and liability to ensure that you are protected. We can even insure your items for the full replacement costs without deduction for depreciation. Certain items, such as jewelry, art, antiques, or collectibles may require additional coverage and we will work with you to determine when this is necessary and how you should schedule them for proper coverage.
Condominium insurance is very much like homeowners insurance. Unlike a home, where you are responsible for insuring every part of your dwelling, most condo associations insure the buildings and common areas. The insurance you require covers your personal property, liability, and any parts of the unit that are your responsibility. We'll help you to determine where your responsibilities begin and where they end. We'll also help you decide what limits and liabilities are required and when additional coverage is necessary for certain types of valuables.
Flood Insurance is offered through the National Flood Insurance Program.
Protect your investment. As a landlord, you want insurance that's tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.
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